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Group travel without risk: The ultimate travel insurance for your group trip!
Organising a group trip is exciting, but it also comes with responsibility. Unexpected events can quickly dampen the holiday spirit. With the right travel insurance for your group trip, you are on the safe side. Learn more about the different options and find the optimal cover. Contact us here for personal advice!
The topic, briefly and concisely
A group travel insurance minimises financial risks through comprehensive protection against cancellation costs, medical emergencies, and liability damages, allowing you to travel worry-free.
Core benefits such as trip cancellation, trip interruption, and overseas health insurance secure your investment and offer protection against unexpected events. Avoiding high cancellation costs can significantly enhance the ROI of a group travel insurance.
Compare different providers and pay attention to special benefits such as tour guide liability and Covid-19 coverage to ensure optimal protection for your group trip. Personalised advice helps find the right insurance and save up to €2,000 on unexpected costs.
Planning a group trip? Learn how the right travel insurance can help you avoid unexpected costs and enjoy your journey worry-free. Find out more now!
Planning a group trip and want to ensure all participants are optimally protected? A group travel insurance is the ideal solution to avoid unexpected costs and enjoy your trip worry-free. Whether for clubs, school classes, or travel groups – with the right insurance, you are covered against the financial consequences of cancellations, illnesses, or accidents. We at GoTuro understand how important comprehensive coverage is so you can fully focus on the travel experience.
A tailor-made travel insurance for group trips offers you protection in various situations. Imagine a participant falls ill shortly before departure or during the trip. Without the appropriate insurance, high cancellation fees or medical expenses abroad can occur. With group travel insurance, you are protected from such financial burdens and can embark on your journey relaxed. We offer you a wide range of options to ensure that your group trip is optimally covered.
Target groups for group travel insurance are diverse. Clubs and associations, school classes and youth groups, senior groups and families benefit equally from such insurance. Educational institutions and sports clubs, like football clubs, can also ensure comprehensive coverage with group travel insurance. We tailor our offers individually to the needs of your group, so you receive the best possible protection. Find out now how you can optimally secure your group trip with the right travel insurance group trip!
Trip cancellation and interruption: Core services protect your investment
The trip cancellation insurance is an essential component of any group travel insurance. It covers cancellation costs if the trip cannot be undertaken for unforeseen reasons. Such reasons can include illness, an accident, job loss, or property damage. Imagine a member of your travel group becomes unexpectedly seriously ill and cannot travel. Without travel cancellation insurance, you would have to bear the cancellation costs yourself. With our insurance, you are protected against such financial risks.
The travel interruption insurance offers you financial protection if the trip must be terminated early. This may be the case, for instance, due to illness or an accident during the journey. The insurance reimburses additional costs and unused travel services. A sudden emergency may mean you have to cut your trip short. With our travel interruption insurance, you are covered in such situations and receive the necessary support. The ERGO group travel cancellation insurance offers special benefits for this purpose.
The international health insurance is indispensable for any group trip. It covers the costs of medical treatment abroad, including doctor visits, hospital stays, and medication. It often includes the medically necessary repatriation. Medical treatments abroad can be very expensive. With our international health insurance, you are protected from high costs and receive the best possible medical care. The TravelSecure offers comprehensive services in this area. An organised group trip should always include such protection.
Liability and luggage: Additional security for your travel group
The travel liability insurance is an important component of group travel insurance. It covers damages caused by travellers to other people or their property. It protects against financial claims in the event of damage. Imagine a member of your group accidentally causes damage in a hotel room. Without liability insurance, you would have to cover the costs. With our travel liability insurance, you are protected from such financial risks.
The luggage insurance reimburses the value of lost or damaged luggage. Often there are maximum limits and special regulations for valuables. The loss of luggage can significantly affect your trip. With our luggage insurance, you are protected from financial losses and can focus on your journey. Bernhard Reiseversicherung offers group travel insurance from just €0.29 per day/person.
In addition to the core services mentioned, there are further special aspects and additional services that group travel insurance can offer. This includes, for example, the tour leader risk, which covers cancellation costs if the tour leader falls ill and cannot start the journey. The Covid-19 cover is also of great importance in the current times. Many insurers have expanded their services to cover risks associated with Covid-19. At GoTuro, we offer you comprehensive advice on these additional services to ensure that your group trip is optimally insured.
Tour Guide and Telemedicine: Special Services for Worry-Free Travel
Some insurances offer specific coverage for the tour guide risk. This covers cancellation costs if the tour guide themselves falls ill and cannot make the trip. This is particularly important, as the absence of the tour guide often jeopardises the entire trip. Imagine the tour guide for your group falls ill just before departure. Without appropriate insurance, you would have to bear the cancellation costs yourself. With our tour guide insurance, you are protected from such financial burdens and can still proceed with the trip.
Many insurances have expanded their services to include risks associated with Covid-19. This can cover cancellation costs in the event of illness or quarantine. The current situation demands comprehensive protection. With our Covid-19 cover, you are protected from the financial consequences of illness or quarantine, allowing you to plan your trip without worry. The ERGO Travel Insurance organises everything and covers costs, including those for the clinic and hotel at the holiday destination.
Some insurances offer access to telemedicine services like Air Doctor, which provides immediate medical consultations via video or telephone. This can be particularly useful in remote areas or for minor ailments. Imagine a member of your group needs medical advice abroad, but there's no doctor nearby. With our telemedicine consultation, you receive immediate support and can take the necessary steps. The ERGO Travel Insurance often includes Air Doctor services in its group travel insurance.
Calculating Costs: Factors and Deadlines for Optimal Insurance Coverage
The costs for group travel insurance depend on various factors such as the size of the group, the destination, the duration of the trip, and the range of benefits. Prices are often tiered per person and per day. It's important to compare the different offers to find the best option for your group. At GoTuro, we assist you in finding the right insurance that meets your needs without exceeding your budget.
The trip cancellation insurance usually needs to be taken out at least 14 or 30 days before the start of the trip. For last-minute bookings, special conditions often apply. Foreign health insurance can often be taken out shortly before the start of the trip. It is important to adhere to deadlines to ensure full coverage. We are happy to inform you about the applicable deadlines and support you in booking your insurance on time. HanseMerkur offers the option of taking out group travel insurance easily online.
Some insurances require an excess in the event of a claim. This means that part of the costs must be borne by the insured themselves. It is important to carefully check the terms of the insurance to understand which costs are covered in the event of a claim and what excess applies. At GoTuro, we help you compare different offers to find the best option for your group. Our group travel providers often offer special conditions for group travel insurance.
Compare providers: Find the best protection for your group trip
There are numerous providers of group travel insurance on the market. Among the most well-known are ERGO Reiseversicherung, HanseMerkur, TravelSecure, and Bernhard Reiseversicherung. Additionally, ADAC and CHECK24 (as a comparison portal) offer group travel insurance. It is important to compare the various options to find the appropriate insurance for your group. At GoTuro, we assist you in identifying the best options and making the right decision.
Comparison portals like CHECK24 offer the ability to compare different options and find the right insurance. It is essential to carefully review the services and conditions. Pay attention to the coverage scope, the amount of insurance sums, the deductible, the deadlines for completion, and the conditions for cancellation and curtailment. Customer experiences and reviews can also help you make a decision. Holiday group trips often provide special offers for group travel insurance.
What to consider when comparing:
Here are some important points to be mindful of when comparing group travel insurance:
Scope of coverage: What risks are covered?
Amount of insurance sums: What are the maximum reimbursement amounts?
Deductible: Do you need to bear part of the costs yourself in the event of a claim?
Completion deadlines: By when must the insurance be taken out?
Conditions for cancellation and curtailment: Which reasons are accepted for cancellation or curtailment?
Customer experiences and reviews: What do other customers say about the insurance?
Easy Claims Reporting: How to Quickly Receive Your Compensation
In the event of a claim, it is important to promptly report the damage to the insurance company. Most insurers offer online forms or telephone hotlines for reporting claims. It is advisable to find out about the exact steps for reporting a claim before starting your journey, so you can act quickly in the event of an emergency. We at GoTuro assist you in reporting the damage quickly and easily.
For the claim report, certain documents are usually required, such as booking confirmations, medical certificates, police reports, or invoices. It is important to keep these documents carefully to present them in the event of a claim. We are happy to inform you about the necessary documents and assist you in compiling them. Allianz Assistance offers telephone advice through their service center at the phone number +43 1 525 03 6945.
Good customer service is important for answering questions and helping with problems. Many insurers offer a 24-hour emergency service. It is advisable to find out the contact details of customer service before starting your journey to receive help quickly in an emergency. We at GoTuro place great importance on good customer service and are always there for you with questions and problems.
Digital Administration: Optimising Processes and Saving Time
Digitalisation has also reached the world of travel insurance. Many providers offer digital management of your insurance policies. This offers you numerous benefits, such as easy access to your insurance documents, the ability to make changes online, and rapid contact with customer service. Digital management saves time and makes organising your travel insurance easier. Bernhard Reiseversicherung offers digital management for your group travel insurance.
Some insurance companies also offer the possibility to report claims online. This saves time and simplifies the claims settlement process. You can easily upload the required documents and track the status of your claim online. Online claims reporting is another step towards efficient and customer-friendly claims settlement. ERGO Reiseversicherung provides the option to report claims online.
Telemedical consultation is another digital service offered by some insurance companies. You can consult with a doctor via video or phone without having to go to a surgery in person. This is particularly advantageous when abroad or in remote areas. Telemedical consultation offers you quick and straightforward medical care. ERGO Reiseversicherung often includes the Air Doctor service in their group travel insurance.
Secure into the Future: Group Travel Insurance as an Essential Protection
More useful links
The ERGO Group Travel Cancellation Insurance offers special benefits in the area of travel cancellation insurance for groups.
TravelSecure provides comprehensive services in the area of international health insurance for group travel.
Bernhard Travel Insurance offers group travel insurance from as little as €0.29 per day/person and digital management of your insurance.
ERGO Travel Insurance organises everything and covers costs, including those for the clinic and hotel at the holiday destination, and offers the option to report claims online.
HanseMerkur offers the option to take out group travel insurance easily online.
Allianz Assistance offers telephone consultation at the Service Centre on +43 1 525 03 6945.
FAQ
What does a group travel insurance cover?
A group travel insurance typically covers trip cancellation, trip interruption, international health insurance, travel liability, and baggage insurance. Some policies also include Covid-19 coverage and tour leader risk.
From what group size is group travel insurance advisable?
Group travel insurance is generally advisable for a group size of 6 to 10 people. Some providers offer special rates for school classes or clubs.
What happens if a participant falls ill shortly before the trip?
The trip cancellation insurance covers the cancellation costs if a participant falls ill shortly before the trip and a medical certificate is provided. It is important to observe the closing deadlines.
What costs does the international health insurance cover?
The international health insurance covers the costs for medical treatments abroad, including doctor visits, hospital stays, and medications. Often, the medically necessary return transport is also covered.
What is the tour leader risk and why is it important?
The tour leader risk covers the cancellation costs if the tour leader falls ill and cannot undertake the trip. This is particularly important as the absence of the tour leader often jeopardizes the entire trip.
When must the group travel insurance be completed?
The trip cancellation insurance must generally be completed at least 14 or 30 days before the start of the trip. The international health insurance can often be completed shortly before the start of the trip.
Which providers offer group travel insurance?
Well-known providers are ERGO Reiseversicherung, HanseMerkur, TravelSecure, and Bernhard Reiseversicherung. ADAC and CHECK24 also offer group travel insurance. A comparison of the offers is recommended.
What should be considered when reporting a claim?
In the event of a claim, it is important to report the damage to the insurance company immediately and provide all relevant documents (booking confirmation, medical certificates, police reports, invoices). Many insurances offer online forms or telephone hotlines.
